Banking Regulations News - Latest Updates & Headlines
RBI issues new LCR guidelines for banks
Mumbai, April 22: The RBI has issued new Liquidity Coverage Ratio (LCR) guidelines which will require a bank to assign additional run-off rates of 2.5 per cent to internet and mobile banking-enabled retail and small business customer deposits with effect from April 1, 2026.
RBI's proposed blended interest rates in co-lending to benefit borrowers: ICRA
New Delhi, April 17: Rating agency ICRA believes domestic borrowers will benefit from the RBI's proposed introduction of 'blended interest rates' in co-lending loans.
This particular Banking Laws bill is unique, says FM Sitharaman as Parliament approves it
New Delhi, March 26: Parliament on Wednesday approved the Banking Laws (Amendment) Bill, which will bring major changes in banking regulations in the country.
RBI slaps Rs 75 lakh fine on HDFC Bank for breach of norms
Mumbai, March 26: The Reserve Bank of India (RBI) has imposed a penalty of Rs 75 lakh on HDFC Bank, the country’s largest private sector lender, for not complying with directions in the RBI’s Know Your Customer (KYC) master direction, according to an official statement issued on Wednesday.
RBI says banks cannot impose excessive charges on loan amounts upto Rs 50,000 under the priority sector lending
New Delhi, March 25: The Reserve Bank of India (RBI) has made it clear that banks cannot impose excessive charges, particularly on smaller loan amounts under the priority sector lending (PSL) category.
Urban Cooperative Banks must be mindful of trust reposed by depositors: RBI Governor
Mumbai, March 19: Urban Cooperative Banks (UCBs) need to be mindful of their responsibilities, particularly the trust reposed on them by the depositors, said RBI Governor Sanjay Malhotra.
Financial Intelligence Unit to be formed to prevent fraud from high-interest schemes, says Maha CM
Mumbai, March 18: Maharashtra Chief Minister Devendra Fadnavis said on Tuesday that the state government will establish a Financial Intelligence Unit to prevent depositors in cooperative societies and banks from falling prey to fraudulent schemes promising double the legally permitted interest rates.
RBIs new governor adopting a more consultative approach in decision making: Nuvama
New Delhi, February 27: The Reserve Bank of India (RBI) has adopted a more consultative approach under its new Governor, as reflected in its recent decision to roll back the increase in risk weightage on loans to Non-Banking Financial Companies (NBFCs) and Microfinance Institutions (MFIs), according to a report by Nuvama Research.
Government actively considering raising deposit insurance limit beyond Rs 5 lakh
Mumbai, February 17: The government is actively considering raising the deposit insurance scheme limit beyond Rs 5 lakh, said the secretary at the Department of Financial Services, M Nagaraju, on Monday.
RBI takes control: New India Co-operative Bank's board superseded amid crisis
Mumbai, Feb 14: The Reserve Bank of India (RBI) on Friday took strong action against the New India Co-operative Bank by removing its board of directors for a period of 12 months, effective from February 14.
RBI lifts restrictions on Kotak Mahindra Bank from issuing credit cards, adding customers online
New Delhi, February 12: The Reserve Bank has lifted all restrictions it placed on Kotak Mahindra Bank. On April 24 last year, the RBI imposed certain business restrictions on the private lender.
RBI may ease LCR norms to help banks amid tight liquidity: Jefferies Report
New Delhi, January 28: The Reserve Bank of India (RBI) may relax the Liquidity Coverage Ratio or LCR norms to inject additional liquidity into the banking system according to a report by Jefferies.
RBI introduces revised framework for ARC-borrower settlements
Mumbai, January 20: The Reserve Bank of India (RBI) has issued revised guidelines for the settlement of dues payable by borrowers to Asset Reconstruction Companies (ARCs) on Monday (January 20), and to take immediate effect.
RBI eases FEMA rules to boost rupee payments in cross-border deals
Mumbai, Jan 16: The Reserve Bank of India (RBI) on Thursday announced the issuing of revised Federal Emergency Management Agency (FEMA) regulations to permit more liberal use of INR accounts held by NRIs to make payments, in order to promote cross border transactions in the Indian rupee and national currencies of trading partner countries.