Key Points
81% of young Indians now invest directly in stock market
Digital platforms transforming investment learning
Financial literacy remains key challenge
Gender gap persists in stock market participation
The growing interest in the stock market is driven by increased financial awareness, better access to investment tools and a desire for long-term wealth creation.
According to the 'Investor Behaviour Index' (IBI 2025) report by StockGro, in collaboration with research firm 1Lattice, 81 per cent of respondents have already invested in the stock market.
This shift indicates that more young people are moving away from traditional savings instruments and embracing direct equity investments.
"Equity investments are truly being recognised as an excellent wealth creation and passive income generation tool," said Amar Choudhary, CEO at 1Lattice.
Despite this enthusiasm, financial education remains a major challenge, the report added.
It found that 42 per cent of non-investors feel they lack the knowledge needed to start investing, while 44 per cent of aspiring investors want step-by-step guidance.
Additionally, 38 per cent of respondents prefer learning through online video courses -- a growing demand for structured and accessible financial education.
"With young investors leading the shift towards equities and education-first digital platforms, the need for financial literacy has never been more urgent, according to Ajay Lakhotia, Founder and CEO, StockGro.
Digital investment platforms are playing a crucial role in this transformation.
The report revealed that 68 per cent of respondents prefer using digital platforms for investment-related learning and trading.
Features like real-time insights, AI-driven recommendations, and virtual trading experiences have made investing more accessible.
Nearly 50 per cent of beginners prefer practicing with virtual money before making real investments.
The study also showed the gender gap in stock market participation, with only 10.1 per cent of investors being women.
However, there is a positive shift, as 34 per cent of female respondents plan to increase their exposure to equities in the coming year.
Market volatility remains a concern for investors, with 51 per cent expressing fears about potential market crashes.
The findings showed that financial literacy and digital investment tools are reaching beyond metropolitan areas.
